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Personal Financial Literacy

Financial Literacy means “understanding finance.” However, it is more than just the individual acts of knowing how to balance a checkbook, set money aside for savings, or obtain a low-interest credit card – although these things are certainly important! It involves a wide-ranging awareness, knowledge, and comprehension of personal financial issues to make good, effective monetary decisions.

A solid financial knowledge base will guide you to make sound decisions not only in the routine and anticipated tasks of day-to-day living, but also for the unexpected. Good personal financial choices help to promote economic stability in one’s own life and better business outcomes. The links on this page offer learning tools to assist potential entrepreneurs with developing effective personal finance practices.

Financial Literacy: Your Gateway to Success!

Money Smart Financial Education Program


  • Home Page The Federal Government’s website dedicated to helping Americans understand more about their money, how to save it, invest it, and manage it to meet their personal goals.
  • Tools (calculators, checklists, budgeting worksheets)
Credit and Loans
Credit Score
Match Your Savings Dollars


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The links provided on this website are for your convenience and informational purposes only and do not imply any endorsement by IVRS/ISE of the linked site, its content, advertisers or sponsors. When selecting a link, you will leave the IVRS/ISE website and connect to an external site. IVRS/ISE is not responsible for the contents of any linked site or any link contained within a linked site. Permission to use copyrighted or restricted use materials at these external sites must be obtained from the original source and not from IVRS/ISE.